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Topic: Debt | Show questions and answers for all topics
You should notify the bank that you intend to defend yourself on the grounds of reckless lending.
You have a legal right to a statement of the amount owed and how it was calculated. It is also possible to ask for a discount on the collection fees and apparently this is often granted.
The courts ruled in 2018 that banks must bring both the money judgement as well as the application for a sale in execution on the same date.
The school does have a right to hand over unpaid fees to debt collectors if a parent has not applied for a fee exemption.